Newly-empowered consumers are finally doing what Congress was too cowardly to do.  They are turning on the country’s largest banks after years of enduring ever-increasing bank fees that in recent times have evolved to be overtly exploitative and fraudulent. The anti-big-bank movement is growing with organizations like Showdown in America, the Occupy movement, National People’s [...]

One glimmer of hope, in this long recession, is that finally a change in consumer behavior is beginning to occur, within the cell phone industry, as penny-pinching customers begin favoring prepaid cell phones over restrictive contracts. Living within your means is an important step towards extricating yourself from corporate control.  For years, customers simply put [...]

So that the pretense of the Right–that they are “confused about what the Occupiers want”–may finally cease, here is a definition of what the Occupy Movement stands for: A call by citizen workers and consumers to restore a reasonable balance of power between society’s interests and corporate interests, such that the former may be the [...]

Cash in hand beats credit cards and debt any day of the week. Manipulative marketing by financial institutions and credit reporting agencies has conned people into believing that they MUST have a credit card or they will lose out on gimmicks like “cash back on purchases,” or frequent flier points or they will somehow be [...]

Here are some questions Americans ought to be asking themselves before they simply accept credit bureaus and credit reporting as a part of their lives: If credit can affect your life so considerably, why isn’t it treated like getting a driver’s license?  Shouldn’t you be informed as to what credit bureaus do and be trained [...]